Crypto Regulation in Taiwan: What You Need to Know About Rules, Risks, and Reality

When it comes to crypto regulation Taiwan, the island’s approach is strict but not outright ban. Also known as Taiwan cryptocurrency laws, this framework lets people hold digital assets but blocks local exchanges from offering fiat trading. It’s not about stopping crypto—it’s about controlling how money flows in and out. Unlike China, which shut down mining and trading entirely, Taiwan walks a tightrope: you can buy Bitcoin on Binance, but you can’t use a Taiwanese bank to deposit dollars for it.

The Financial Supervisory Commission (FSC), Taiwan’s main financial watchdog. Also known as Taiwan FSC, it has made it clear that crypto platforms operating locally without a license are illegal. That’s why you won’t find a Taiwan-based Coinbase or Kraken. But if you’re using a foreign exchange like Bybit or OKX from your home in Taipei, the FSC won’t knock on your door—unless you’re running a business or laundering money. This creates a gray zone where individual holders are mostly ignored, but anyone trying to build a local crypto service gets blocked. The digital yuan, China’s central bank digital currency. Also known as e-CNY, it’s pushed hard as a state-controlled alternative to private crypto. Taiwan doesn’t have one yet, but its central bank is watching closely. That’s why Taiwan’s rules feel like a defensive move: don’t let crypto become a financial escape hatch from their system. Meanwhile, crypto mining, the process of validating blockchain transactions using hardware. Also known as Bitcoin mining, it’s not banned in Taiwan—but electricity costs are high, and local power companies won’t sell bulk power to miners. So while you might find someone running a rig in their garage, large-scale operations? Almost nonexistent.

What you’ll find in the posts below isn’t theory—it’s real cases. People who got locked out of their accounts after using unlicensed platforms. Traders who thought Taiwan was a safe haven until their bank froze their funds. Scams that used "Taiwan-approved" as a fake badge of trust. And one honest truth: if you’re holding crypto in Taiwan, you’re doing it at your own risk. No legal recourse if you’re hacked. No protection if an exchange vanishes. No official help if taxes come knocking. This page pulls together every real-world example we’ve found so you don’t have to learn the hard way.